I've been dating my fiancee for almost 2-1/2 years and popped the question last November. (She said yes, by the way.) We are in the early stages of looking for a house, and I'm adamant that since we have the financial means to buy a house and turn it into our permanent homestead, now is the time to do so, not just for financial reasons (building up equity toward ownership) but for legal reasons as well, namely that if we don't own the place where we live, especially given the economic and social climate in the U.S. right now, if something were to happen to the person or company that owns our home, we could end up as refugees. When I moved to my current hometown nine years ago, the first apartment I lived in (actually, it was a 1900-era house that had been subdivided into apartments) was in a great location close to work. But just under two years after I moved in, my landlord filed for bankruptcy and everyone in the building had 30 days notice that they had to find somewhere else to live. More recently (actually within the past month or so), my uncle and his wife were given notice by their apartment complex's property manager that their lease would not be renewed when it ended on Sept. 1 despite the fact that they had lived there for eight years and had never been late on their rent. They were, however, one of only two families still in the complex who had lived there before the entire complex sustained severe flood damage two years ago, and my uncle and his wife had justifiably demanded that all flood-related damage, especially mold, be remedied before the complex told them that the apartment was ready for them to move back into after the flood, but the complex had just painted over some areas without removing mold-ridden drywall and other such problems. The flood made hundreds of homes in our area uninhabitable for several weeks to several months, and there was really nowhere else my uncle and his wife could move because of a lack of available apartments or houses within their price range. So they kept putting pressure on the complex management to fix the health hazards that just got covered up after the flood, basically being a huge pain in their butt, even though he had every reason to demand that things get fixed. So then a letter came a few weeks ago stating that their leased would not be renewed and that that they had 30 days to vacate. After eight years in the same place, this sent my uncle and his wife scrambling to find somewhere to live. The prospect of moving hadn't been on their radar at all. So when my fiancee and I started looking at houses a few weeks ago, she said that she really felt uncomfortable at the thought of buying a house because of all of the responsibilities and upkeep that come with it and that she'd really prefer that we rent, at least for a while. I'll mention at this point that I'm 39, she's 31 and this will be the first marriage and first house for either of us. Suzanne is also disabled--she has spina bifida and uses a wheelchair when she's away from home, although she usually uses crutches or just scoots along on the floor when she's at home. I told Suzanne that right now is exactly the time we want to look at buying a house because of low interest rates (and quite frankly, I'm expecting rates to soar soon), and that even though there would be more work and upkeep involved in having our own house instead of renting, we would be paying less per month on the mortgage, taxes and insurance on a $50,000 house than we're paying in our combined rents right now, thus leaving money that we can set aside for maintenance issues. She countered that the thought of owning a house and being responsible for upkeep, maintenance, fixing things, etc., really scares her. I told her that this is a team effort--she wouldn't be doing this by herself--but the conversation started to veer into her concerns that I was really ignoring her fears about home ownership. MY biggest fear, especially since my fiancee is disabled but considering the possibility of either of the above situations or other SHTF scenarios, is that we WOULDN'T have control over where we live and that we might not be the ones to determine if we're allowed to stay there. I've been trying since we started dating to get Suzanne to see that this country is heading for an economic train wreck of historic proportions because of the unsustainable and obvious overspending in D.C., and I've been storing food (dehydrating most of it myself) since before Suzanne and I started dating and she thinks it's great that we'll have plenty of food for an extended period in case of an emergency, but as I see it that's all a moot point if we have nowhere to live or no control over where we live. And I don't think we've got a long time to lock down low interest rates before they start to skyrocket, which would probably make home ownership even less desirable in Suzanne's eyes if we were paying more for a mortgage (because we didn't take it while the rates were lower). We're both in agreement on the kind of house we want (my only two criteria were that it have a full and fully enclosed basement, and enough land to plant at least a few fruit trees and a garden), but we seem to be miles apart on the issue of owning versus renting. She's not yet seeing the looming financial apocalypse in this country, and the more I talk about the urgency of buying now, the more she seems to resist the idea. So if any of you have any advice on how I can either get Suzanne to see that there's no good reason not to buy a house right now since we are able to afford the payments, I'd appreciate any help.