Creating more jobs and manufacturing of tangible goods is being ignored tremendously... With the baby boomers beginning to retire, the decline in our standard of living is about to dreadfully accelerate. The average American peaks in spending at around 46 years old and the last baby boomer will turn 46 this year (2010.) Therefore, a major drop-off in consumer spending is coming. But more importantly, beginning this next decade, 1.5 to 2 million Americans will apply for Social Security every year until 2026, compared to only about 1/3 of that amount - per year - during the last decade. Tax receipts to the government are about to fall off a cliff because it’s the consumption of goods and services that generate revenues to the government – not income tax. At the same time this spending decreases government entitlement spending for Social Security, Medicare, and Medicaid is going to go through the roof. – what do you think that means? It means collapse. Even if we give everyone health care, it will only make a dent (a very small dent) in reducing the budget deficit (and I'm not even sure I believe the politician's when they say that.) True personal financial responsibility is the only thing we can do to mitigate the damages. I hope that people wake up soon. It's not the housing market, stock market or even gold and silver market that will save us, it will only be a reduction in government spending that will save us from financial ruin. And I don't see that happening, do you?