I'm glad t have a job, and this isn't a post about complaints, it's about different mind sets. I'd seen some positions at work become subject to furloughs. A furlough in this sense is a mandatory unpaid day off. This comes out to roughly under 5% of the monthly income, or just under 10% of one of our bimonthly pay checks. For some of us, we'd seen this coming, we'd been exempt for the first round, but I'd anticipated we'd eventually be hit...so I began to find ways to cut back to absorb the blow. ...over the year plus, I watched what I was able to save get eaten up by increases in the cost of my medications, food, etc. I got lucky as a regular expense just ended, or diminished greatly, so I can weather this storm...but now I must figure out how to squeeze out a bit more, in case the furloughs increase and to match the increase in prices for different things. But the main thing I marvel at is...despite everyone knowing we'll get hit, some people insist that it 'can't happen' to them because they are increasing spending on unnecessary things during this period of economic uncertainty. It's fascinating, when we know we're going to get hit, some people not only continue their spending habits, they increase them and believe that because they need their income, that much more, it's not going to happen, no pay cut.