Hello, This is my first posting and I hope I picked the right topic forum. Personaly I do not think 401k plans will make a come back in time for my retirement, I am 48 years old. I want to ask the viewers of this site what they feel is the safest funds to to be in? I will loose my butt if I take it all out so my thinking isto leave it all in the 401k but move it to a safe fund. I am with fidelity 401k. Does anybody have any input on this matter? My family and I are getting ready for the mess that is comming, I just do not know what would be the best thing to do with my retirement money.